Additional docs may be required, case by case

Terms:

1. Rate: Rates from 8.5% (rate goes up based on credit, experience, LTV and, risk factors)
2. Fees: 2-3% loan fee (min $3000 fee)
3. Term: 12-month loan term
4. Loan Amount: $85,000 minimum loan amount
5. Property Type: Non-owner-occupied Condos, Townhomes, Multifamily, and Mixed-Use Property.
6. Credit Score: Min. 650 score
7. Loan-to-Value: Up to 70% ARV
8. Loan Type: Purchase Rehab Loans or Refinance Rehab Loans, New Build ( case by case )
9. Experience: Minimum 3 Projects Completed in past 24 months

We provide hard money Fix and Flip Loans to purchase and rehab non-owner-occupied properties throughout the Southeast United States.

Documentation Required:

1. Application, Executed Contract, Itemized Rehab Budget
2. Last 3 Bank / Savings Statements
3. Appraisal of ARV by Atlanta Private Lending approved appraiser (borrower is responsible for payment)
4. All Business Entity Documents
5. Credit Authorization Form

True Hard Money

1. Purchase: Up to 65% LTV based on purchase price
2. Refinance – Rate and Term: Up to 65% LTV
3. Refinance – Cash Out: 50-60% LTV
4. All credit scores and situations considered
5. Super Fast Funding – Close in as little as 10 days
6. Rates from 10-14%
7. Loan terms up to 12 months